DeFi Wallet is a common wallet for all financial projects and protocols across various blockchains, compatible and powered by Ethereum smart contracts. CeFi Wallet - offers a structure in which you can use and invest in cryptocurrency in a similar way to traditional money (fiat). CeFi provides us with an opportunity, where everyone can earn on staking coins (analogous to a deposit in a bank), get crypto loans, make payments in crypto using a bank card.
"Home" tab balance in ZamWallet App displays CeFi wallet, "DeFi" tab displaying balance in DeFi wallet only.